Car insurance discussions and local services.
lauriefisher2161
Discussion activity
Topics and replies this member has contributed.
RE: Oregon UM property damage or collision for a hit-and-run?
For a vehicle worth about $12,000, compare the annual collision premium plus a $1,000 deductible with the UM property-damage premium, deductible, limit, and hit-and-run eligibility rules. Collision may cost more, but it ...
RE: Oregon UM property damage or collision for a hit-and-run?
The key detail is whether the UM property-damage option covers an unidentified hit-and-run at all. Don’t assume “uninsured” automatically includes “unknown.” Oregon policies may require proof of contact, a timely police ...
RE: Bundling insurance with USAA: worth it or just hype?
That’s exactly what bugs me. They make it sound like you’re getting this exclusive deal, but then if you try to unbundle or shop around, it’s a pain. I swear, half the time I think it’s just a way to lock you in. Has any...
RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
Honestly, I get the logic, but I still lean toward keeping full coverage even on a cheap car. Had a buddy lose his old Civic to hail last year - he thought the same way you do until he was suddenly out a ride and scrambl...
RE: Car insurance in Wyoming: who actually treats you right?
Honestly, I haven’t seen much difference. My agent’s nice and all, but when I had a fender bender last year, it was all handled by the claims department somewhere out of state. The local guy checked in, but didn’t speed ...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
Honestly, same. Those tracking apps make me way too paranoid - like, I’m suddenly hyper-aware of every stop sign. But even snapping a pic isn’t perfect. I’ve definitely forgotten before and had to dig through my camera r...