language_kathy
@language_kathy
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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, I’ve seen that “between rides” issue trip up a lot of people. My brother drove for a bit and got sideswiped while just waiting for a ping—hi...

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RE: Getting that student discount on car insurance… not as easy as I thought

Yeah, it’s wild how much more proof they want now. Used to be you could just show a student ID and that was it—now it’s like you need a notarized lett...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? - Couldn’t agree more about not just settling for the first “decent” quote. I see a lot of folks wh...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? You’re not wrong—big names don’t always mean better service. I’ve seen plenty of folks pay extra fo...

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RE: Roadside help added to my insurance—totally worth it?

- Been there. My policy said “roadside included,” but it only covered jump starts and lockouts, not actual towing. - Compared costs: AAA’s basic plan ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, I’ve seen both companies push aftermarket parts to keep costs down—it’s just how the game’s played now. Had a buddy with Progressive get “OE...

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RE: quick heads-up on Arkansas auto insurance basics

Yeah, I’ve seen that play out more than once. Folks think they’re saving a chunk by sticking with liability only, but it’s usually just a few bucks a ...

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RE: quick heads-up on Arkansas auto insurance basics

Totally agree with you guys—insurance can be tricky, especially when terms like "full coverage" get thrown around. A few quick points I've learned fro...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I hear you—dropping comprehensive always feels like tempting fate. But honestly, it comes down to your car's value and your comfort level. A few...

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RE: Are those price-checker sites actually reliable?

Exactly this. Learned the hard way when I got hit with surprise shipping fees on a replacement bumper. Quick call beforehand would've saved me $40... ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Haha, totally feel you on that Snapshot anxiety. A few of my clients mentioned the same thing—it's like having someone constantly watching over your s...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Good insights here, especially about balancing risk vs. savings. A few practical points from my experience: - If your car's older and not worth much,...

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RE: Car insurance in Mississippi—does location or driving record matter more?

Good points there, but honestly, from what I've seen, your driving record usually has a bigger impact overall. Sure, location matters—especially if yo...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Good points, but remember it's not just about accident frequency—it's also about your comfort level with risk. If you're someone who'd lose sleep worr...

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RE: stuck between Geico and Progressive in NY, thoughts?

Had a similar issue myself a couple years back. Switched to Geico for the savings, then realized my go-to shop wasn't covered. Ended up paying more ou...

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