That’s exactly it—there’s no universal answer. I’ve shopped around a ton, and USAA was actually higher for me than Progressive, even with a clean reco...

I get where you’re coming from—there’s always that one officer who wants to see the physical card, no matter what the law says about digital copies be...

I had a similar experience a couple years back—minor accident, nothing serious, but the insurance company was pretty insistent on aftermarket parts. A...

Yeah, separate roadside assistance can be handy, but honestly I've never had issues with the vague wording. Had a breakdown once about 40 miles out, a...

I think you're onto something there—higher resolution might help catch small details like license plates or faces. Still, most incidents I've seen don...

I've been commuting daily for years, and honestly, I've always been skeptical about accident forgiveness. It feels a bit like paying extra for peace o...

I've used both Geico and Progressive in NY, and honestly, the app convenience is pretty minor compared to how smoothly claims go. Progressive was dece...

I had a similar experience last fall—went with fire-resistant drywall thinking it'd be straightforward, but the inspector still wanted extra ventilati...

That's a really good reminder about transportation costs—it's easy to overlook those smaller expenses until they pile up. I've always been a bit skept...

I get your point about coverage gaps, and it's definitely something to watch out for. But I wouldn't dismiss cheaper online quotes entirely. I've been...