krain92
@krain92
Eminent Member
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Topics: 1 / Replies: 17
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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

- Been there, done that. Had a run-in with a hit-and-run last year—guy just vanished, no plate, nothing. - Uninsured motorist coverage kicked in, bu...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I’d push back a bit on that. Had a buddy who thought digital was enough, but when his truck got rear-ended, the adjuster wanted hard copies ...

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RE: Insurance tips for my vintage ride needed

- Totally agree, regular insurers just want to see the big-ticket stuff. I’ve never had anyone care about my stack of oil change receipts either. - Di...

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RE: What happens if your rideshare app is between trips and you get into an accident?

- 100% agree, it’s a headache. - Couldn’t have said it better. - I’ve been there—one time I was between trips, app still running, and got rea...

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RE: Medicare Advantage vs. Medigap: which one actually works better?

Honestly, I get the hesitation about Medigap’s price, but if you’re traveling a lot, the network restrictions with Medicare Advantage can be a real pa...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, the points expiring thing is brutal. I lost out on a free oil change once because I didn’t check my account for a while—felt like a total waste....

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Totally get where you’re coming from. I’ve had an officer squint at my phone like it was a magic trick, then ask for the paper anyway. Honestly, keepi...

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RE: Finally figured out how to stop worrying about roadside help running out

Yeah, having both is definitely the way to go. Learned that lesson the hard way on a cross-country trip last summer—insurance roadside took forever wh...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Nighttime driving definitely deserves more attention. A few things I've learned from countless road trips: - Wildlife moves most around dawn and dusk...

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RE: My insurance nightmare in Rhode Island traffic court

Had a suction mount fail on me mid-road trip once—dashcam ended up dangling by the cord halfway through Arizona. Adhesive mounts felt too hardcore ini...

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RE: My insurance nightmare in Rhode Island traffic court

Yeah, the Viofo A119 is solid for the price—used one myself on a cross-country trip last summer. Couple quick points from experience: - Video quality...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Exactly. I've seen this happen plenty—companies slap on a "military" label and people assume it's automatically cheaper. Had a friend who switched to ...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

- Good call on cutting back coverage if your car's older—no point paying extra for something that's barely worth it. - Honestly, savings discipline is...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Fair point, but honestly, when you're stuck on some backroad in the mountains with spotty reception, a fancy app isn't gonna save you. Been there, don...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yep, agreed—definitely snap those pics. A buddy of mine had a similar situation last year. Barely tapped a newer BMW, zero visible damage, figured he ...

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