Yeah, I get it—if I could stack discounts like that, I’d be walking out with free groceries and a smug grin. But honestly, sometimes the rules feel li...

Title: Is Accident Forgiveness Really Worth It In Ohio? Honestly, I’ve seen more than a few folks in Ohio regret skipping accident forgiveness—especi...

Yeah, it’s wild how fast people vanish after a fender bender. Honestly, hit-and-runs rarely get solved unless there’s a clear plate or security cam. T...

Preaching to the choir here. You could wrap your car in bubble wrap and park it in Fort Knox, but Houston rates still sting. Security features might s...

Been there, panicked over a missing oil change receipt from 2012... Digital copies are a game-changer, but I still have a shoebox full of faded paper ...

Yeah, “actual cash value” is one of those terms that sounds way friendlier than it is. I’ve had folks call me in a panic after their roof claim, think...

Honestly, I’ve seen some folks get a small discount just by calling and saying they’re thinking of leaving, but it’s hit or miss. Sometimes they’ll to...

Honestly, as someone who works in insurance, your paranoia is pretty relatable, lol. Most insurers won't ding you unless there's an actual payout or c...

Yeah, hailstorms are no joke. Had a client last year who dropped comp on his old truck thinking he'd save some cash...then a monster storm rolled thro...

Yep, seen this happen more times than I can count—insurance companies have memories like elephants. Pics are your best friend in these cases... unless...

Honestly, accident forgiveness saved my bacon a couple winters ago. I'm usually the guy who brags about never having an accident (knock on wood), but ...