Yeah, I hear you on the “throwing money away” part. It stings every month. But honestly, I’ve seen people get burned bad thinking the minimum was enou...

I hear you on the unpredictability. I drive a ton for work and honestly, I used to think I’d just pocket the savings with a higher deductible. Then I ...

Honestly, I get being careful, but I’ve seen credit card coverage fall through for friends—like, they only covered part of the damage and left them wi...

Yeah, perks are cool and all, but when you’re stranded on the highway, a free latte isn’t gonna help. I had an insurer once that offered all sorts of ...

Yeah, I get what you mean. It’s weird how something can just quit on you and they still call it “wear and tear.” My last battery did the same—worked f...

Yeah, I hear you. Had a similar run-in—local agent was friendly but once the paperwork hit the main office, it was like talking to a wall. Honestly, t...

Honestly, insurance folks can get weirdly fixated on the tiniest stuff. I had one ask about my air freshener once, like it was a security risk or some...

Yeah, honestly it's a bit of a toss-up. I've been commuting between Sioux Falls and Mitchell daily for years, and I've seen it go both ways. Most offi...

Mileage limits are definitely sneaky, but honestly, insurance companies seem to find any excuse to bump your rates. Had a similar thing happen—someone...

Haha, exactly. Had my phone die right when the officer walked up once—talk about timing. Paper copy might feel old-school, but at least it doesn't ran...