- Totally get where you're coming from—I've seen the same thing with my own policy. - Even with a higher-end car, the swings in premiums seem almost...

Had something similar happen with my Audi last renewal: - Premium jumped noticeably despite no claims or tickets. - Called them up, and they blamed i...

- Defensive driving courses are definitely a good shout, saved me a decent chunk too. - Dash cams...yeah, insurers can be weirdly picky about acceptin...

- Good points, but honestly, even with extra coverage, dealing with insurance can still be a headache. - Had a minor scrape last year—barely noticeabl...

Yeah, exactly this. I switched insurers after a similar headache lending my car out... honestly surprised me how different the experience was. Worth g...

• Ha, can relate to that... had a similar headache with my old BMW. • Skipped the appraisal—figured it's just paperwork, right? • Then someone backed ...

- Had something similar happen with my Audi last year—thought it was just a minor scrape on the rear quarter panel. Looked superficial, figured I'd ju...

- Two weeks is surprisingly fast... my friend waited almost 6 weeks for a similar investigation. - Makes me wonder if the type of car or policy covera...