Car insurance discussions and local services.
kevincyclist9714
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Topics and replies this member has contributed.
RE: Would you risk a higher deductible to lower your insurance bill?
I totally get where you’re coming from. I went back and forth on this when I first started driving, too. Here’s how I looked at it: If you’ve got enough in savings to cover that higher deductible without it wrecking your...
RE: WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?
I get where you’re coming from, but I think the extra cost isn’t just about processing fees. It’s kind of like interest on a loan - since you’re not paying upfront, they’re taking on a bit more risk and want to cover tha...
RE: What happens if your rideshare app is between trips and you get into an accident?
Title: Rideshare Insurance: Not Always as Hopeless as It Seems I get where you’re coming from - insurance in the rideshare world is a maze. But I think it’s not *always* as hopeless as it feels in the moment. The “gray ...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I actually had a different experience when I filed a claim after a minor accident last year. My payout ended up being less than I expected, and when I pressed for details, the adjuster pointed to my previous claims as pa...
RE: Why did my GEICO premium jump so much this year?
That’s honestly one of my biggest gripes with those tracking apps. I tried one for a semester because they promised a discount, but it dinged me for “hard braking” every time someone cut me off or a squirrel darted out. ...
RE: Weirdest Animal Damage Your Car Insurance Has Covered?
Weirdest Animal Damage Your Car Insurance Has Covered? Had this happen last year - squirrels chewed through some wiring under the hood while my car was parked at my apartment. At first, I thought it was just a fluke, bu...
RE: Finding decent car insurance in Delaware without losing your mind
It’s not just Delaware - happened to me in PA too. I swear, as soon as you say “classic,” their eyes light up with dollar signs. My trick: always ask for itemized breakdowns and compare quotes from specialty insurers (li...