kevincyclist9714
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Topics and replies this member has contributed.
RE: Would you risk a higher deductible to lower your insurance bill?
I totally get where you’re coming from. I went back and forth on this when I first started driving, too. Here’s how I looked at it: If you’ve got enough in savings to cover that higher deductible without it wrecking your...
RE: WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?
I get where you’re coming from, but I think the extra cost isn’t just about processing fees. It’s kind of like interest on a loan—since you’re not paying upfront, they’re taking on a bit more risk and want to cover that....
RE: What happens if your rideshare app is between trips and you get into an accident?
Title: Rideshare Insurance: Not Always as Hopeless as It Seems I get where you’re coming from—insurance in the rideshare world is a maze. But I think it’s not *always* as hopeless as it feels in the moment. The “gray ar...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I actually had a different experience when I filed a claim after a minor accident last year. My payout ended up being less than I expected, and when I pressed for details, the adjuster pointed to my previous claims as pa...
RE: Why did my GEICO premium jump so much this year?
That’s honestly one of my biggest gripes with those tracking apps. I tried one for a semester because they promised a discount, but it dinged me for “hard braking” every time someone cut me off or a squirrel darted out. ...
RE: Weirdest Animal Damage Your Car Insurance Has Covered?
Weirdest Animal Damage Your Car Insurance Has Covered? Had this happen last year—squirrels chewed through some wiring under the hood while my car was parked at my apartment. At first, I thought it was just a fluke, but ...
RE: Finding decent car insurance in Delaware without losing your mind
It’s not just Delaware—happened to me in PA too. I swear, as soon as you say “classic,” their eyes light up with dollar signs. My trick: always ask for itemized breakdowns and compare quotes from specialty insurers (like...