Car insurance discussions and local services.
kevina62
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Topics and replies this member has contributed.
RE: How did you feel after your first accident and dealing with insurance?
I totally get what you mean about the patience part. That’s actually kind of reassuring to hear. I’ve always been nervous about the paperwork and waiting around, but maybe it’s not as bad as I’m imagining. The whole “bi...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
Man, the telematics thing cracks me up - my friend’s car dinged him for “hard braking” because a chicken ran across the road in Kapaa. Like, what else are you supposed to do? I’m still learning, and honestly, my parents ...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I totally get what you mean about the forms. I’m still learning the ropes, and every time I think I’ve got it figured out, there’s some new box to check or a line I missed. The last time I went in, I swear the lady at th...
RE: What happens if you only carry the bare minimum car insurance in Florida?
Yeah, I totally get what you mean about it feeling like a gamble. My cousin actually went with the bare minimum when he first moved to Florida because he was trying to save cash. He figured he was a careful driver and no...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
I get where you’re coming from, but I’ve actually had a bit of the opposite experience with bundling - at least for now. My parents bundled their car and home insurance when they hit their 60s, and it’s been pretty stead...
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
I totally get the “head spin” feeling with all the paperwork and weird terms. When I got my first quote, I was just relieved it wasn’t sky-high and nearly signed right away. My dad made me check two more places, and one ...
RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?
I get what you mean about feeling like it’s just another add-on. My parents made me get med pay when I started driving, and at first I thought it was pointless since I’m young and healthy. But then a friend of mine got r...
RE: Finding budget-friendly auto insurance in Alabama: my step-by-step
Tried the tracker thing last year when my insurance company offered it after I got two speeding tickets. At first, I was pretty skeptical, especially since it felt weird knowing my driving was being watched 24/7. They pr...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Reading all this makes me kinda nervous about my own policy. I just got my first car a few months ago and honestly, I thought “full coverage” meant exactly that - like, everything? But when my dad and I sat down to look ...
RE: Someone smashed my parked car - deal with insurance or call the cops?
Had something similar happen to me a few months back when I was parked outside a coffee shop. Came out to find my side mirror hanging by a thread - no note, no witnesses. At first, I thought about calling the cops too, b...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
That's interesting, because my experience was kinda flipped. When I first got my learner's permit, my parents had a local agent, and after a minor fender-bender (totally my fault - still cringe thinking about it), the lo...
RE: is accident forgiveness really worth it in Ohio?
Honestly, as someone still getting the hang of driving in Ohio winters, I feel like accident forgiveness is more about comfort. My dad swears by good tires and defensive driving, but knowing my rates won't skyrocket afte...
RE: finally found an insurance company in CA that doesn't drive me nuts
I switched back after about a year on one of those specialty policies... honestly, my rates weren't terrible afterward, but they definitely weren't as low as before. Felt like they kinda held it against me for shopping a...
RE: Tried temporary insurance coverage - worth it or waste of money?
I've actually had a pretty smooth experience with credit card insurance, surprisingly enough. Last summer, I rented a car for a weekend road trip with friends, and of course, my luck being what it is, we ended up with a ...
RE: Quick Tips for When Your EV Leaves You Stranded
I actually wondered about portable packs too, until my uncle tried one on his Model S... didn't go well. Apparently, luxury EVs can be picky about voltage or something? Might wanna double-check compatibility before relyi...