Had a tiny fender-bender once—barely a scratch, totally my fault (coffee spill, don't ask)—and figured I'd just pay out of pocket to dodge premium hik...

Had a similar debate myself a couple years back—ended up with Geico because I wanted more say in repairs after a fender-bender (totally not my fault, ...

Had a similar worry myself when I switched to a smaller insurer a couple years back—figured I'd roll the dice to save a bit. Then, of course, I had a ...