Yep, location can make a surprising difference. Smaller towns usually mean fewer accidents and thefts, so insurers tend to relax a bit. Also, you're s...

Yeah, that's pretty much spot-on from what I've seen too. A lot of folks assume roadside assistance is tied to the driver, but most insurance companie...

Honestly, if there's genuinely no visible damage, reporting might just complicate things unnecessarily. Most modern cars can handle minor bumps withou...

I've seen trackers help a bit even up here, but honestly, the discounts aren't huge. A few things I've noticed: - Trackers reward steady speeds and g...

Haha, true enough. I remember when my insurer first offered me one of those trackers—I was pretty skeptical at first too. But honestly, after a while,...

I've dealt with claims from both companies over the years. Here's my quick take: - State Farm is generally solid, but yeah, the paperwork can pile up...