kayaker29
kayaker29
@kayaker29
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Topics: 0 / Replies: 18
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, with my car (let’s just say it’s not exactly a beater), I’m super careful. Here’s how I handle it: 1) If it’s a one-off, I’ll let a friend d...

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RE: Why California’s minimum car insurance might not be enough

Had to chime in on this one. I drive a higher-end car, and honestly, the minimums in CA are laughable if you’re behind the wheel of anything newer or ...

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RE: Lowball insurance estimate—worth fighting or just let it go?

Honestly, I’ve been there—had a claim where the difference was about $80, and I debated if it was worth the hassle. Here’s my usual approach: first, g...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I totally get the pain of fighting over parts—my last claim with a luxury car was a circus. Honestly, I switched to Chubb after my old insurer tried t...

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RE: is accident forgiveness really worth it in Ohio?

Accident forgiveness is one of those things that sounds great on paper, but the details can get murky. I totally get where you’re coming from— From wh...

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RE: Roadside help added to my insurance—totally worth it?

Yeah, the fine print can be a maze—my policy had a weird clause about “luxury” vehicles and I had to double-check if my car even qualified for the bas...

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RE: Are those price-checker sites actually reliable?

I get where you’re coming from, but I’ve actually had a bit of the opposite experience with price-checker sites—especially for higher-end cars. Here’s...

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RE: little-known ways to snag cheaper insurance in Alaska

Bundling’s definitely helped me, but honestly, the real surprise was when I asked about “storage coverage” for my sports car during winter. If your ca...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Title: Anyone else feel like AAA insurance isn't what it used to be? That part really gets me too. I remember the first time my S-Class needed a to...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I get where you’re coming from—on my last car (not even that new), I did the whole “fight for OEM” thing and honestly, the difference was subtle at be...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I've actually done both—luxury dealership and preferred network—and honestly, the dealership route wasn't as smooth as I hoped. Preferred shops had me...

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RE: My insurance nightmare in Rhode Island traffic court

Totally get where you're coming from—my Audi sees daily action too, so specialty insurance was a no-go. Have you checked if your regular insurer offer...

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RE: little-known ways to snag cheaper insurance in Alaska

This hits home for me. I had a similar realization when I traded up to my current luxury sedan. Initially, I just transferred my old policy without th...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Bundling renter's and car insurance is definitely a smart move—did the same myself and was surprised at how much it shaved off my premiums. As for tho...

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RE: got caught up in fraud trouble—what happens next?

Good points about documenting everything—definitely helps keep things straight. But honestly, from my experience, banks can sometimes drag their feet ...

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