Honestly, I've wondered about this too. But from what I've seen, most officers are pretty used to digital docs by now and tend to be patient—at least ...

Totally agree with smoother driving becoming second nature after a while. A couple things I've noticed: - Some insurers quietly tweak their scoring a...

From what I've seen, insurers definitely pay attention to smooth braking and acceleration, but mileage seems to be a big factor too. Has anyone notice...

Interesting point—I've seen it go both ways. A few things I've noticed: - Local insurers sometimes have more flexibility with risk factors (accidents...

Good point here. Rental coverage is usually just about keeping you on the road, not matching your regular ride. I've seen plenty of folks surprised wh...

Good point about keeping physical copies handy. A lot of folks assume digital is always enough, but batteries die, phones break, and sometimes recepti...

- Actually, insurers can be sneakier than you think about mileage. It’s not just at renewal—they sometimes cross-reference service records or inspecti...