Honestly, I’ve wondered if these apps are more about data collection than real savings. I tried one for six months—kept getting dinged for “hard braki...

I get where you’re coming from, but I’m not sure it’s fair to say bundling’s only worth it if your record’s spotless. I’ve had my share of dings over ...

Yeah, the zip code thing is a real pain. I’ve been driving for over 20 years and it still baffles me how much your address can mess with your rates. Y...