Glad your experience turned out relatively smooth. I've seen similar situations with clients, and you're right—documentation is key. One thing I'd add...

I get why high deductibles seem tempting when you're tight on cash, but honestly, they're a gamble. One bad accident and you're stuck paying thousands...

You're spot on about specialized insurers sometimes pulling a bait-and-switch with renewal rates. I'd also add that loyalty discounts can quietly stac...

Yeah, teen drivers can really spike those premiums—especially here in Maryland. I've seen some clients have luck with good student discounts if your s...