Car insurance discussions and local services.
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RE: bumped someone's car lightly, no visible damage - should I report?
Yeah, those 360 setups are nice but honestly, unless you're parking a Ferrari or something, it's probably not worth the hassle. I've seen plenty of claims where even dashcams didn't help much - parking lots are just chao...
RE: Car insurance in Mississippi - does location or driving record matter more?
You're spot on about driving records, but ZIP codes can swing things more than you'd think. Had a guy once who moved literally two streets over - same town, same everything - and his premium jumped noticeably. Insurance ...
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
Yeah, I've seen this catch people off guard plenty of times. Had a client once who assumed their PIP would cover all lost wages after an accident... turned out there was a weekly cap and a total limit. They were pretty f...
RE: why don't insurers care about my fancy new car tech?
Honestly, insurers aren't ignoring the tech - they're just cautious. I've handled claims where drivers relied too heavily on lane assist or auto braking and ended up in accidents anyway. These gadgets help, sure, but the...