Good question—I doubt it's just Idaho. Smaller companies probably have more flexibility to look at individual circumstances, while the big names might...

Had a similar experience here in Dover...got dinged constantly for "hard braking" at stoplights. Makes me wonder—do these trackers even consider city ...

Haha, seriously. Makes me wonder—do insurance companies even factor wildlife encounters into their risk calculations, or is it just lumped under gener...

Yeah, good points about accident forgiveness—definitely worth checking. Have you looked into how your insurer defines a "minor" incident? Some compani...

Yeah, online claims can be great for straightforward stuff, but the moment things get tricky, you're basically stuck in chatbot limbo. Had a similar e...