Man, “insurance roulette” nails it. Last year, my premium jumped after some mystery fender bender two blocks over—never even involved me, but apparent...

Totally get what you mean—my buddy called his insurance for a dead battery and saw his rate creep up at renewal. Meanwhile, I’ve waited an hour for AA...

I swear, accident forgiveness is like buying an umbrella in Ohio—sometimes you lug it around for months and never need it, then one random Tuesday you...

I get where you’re coming from, but I gotta say, my online SR-22 experience was actually way smoother than dealing with a local agent. Maybe I just go...

I get where you're coming from, but honestly, I've had the opposite experience more than once. A couple years back, I switched from a big-name insurer...

Hmm, gotta slightly disagree here. I mean, you're mostly right that a lot of these trackers are pretty rigid (trust me, my first one punished me every...

Couldn't agree more with this. I commute daily through Charlotte traffic (pray for me, folks), and I've had my fair share of close calls and one actua...

I get your point about dashcams sometimes muddying the waters, but complacency? Nah... most people I know with dashcams are still paranoid drivers who...

Been there, done that, got the overpriced T-shirt. I once shelled out extra cash for temporary coverage on a rental car during a weekend trip. Of cour...

Yeah, raising the deductible can definitely help, but honestly, it depends how lucky (or unlucky) you feel. I bumped mine up a couple years ago thinki...