karen_martinez
karen_martinez
@karen_martinez
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Topics: 0 / Replies: 17
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RE: What happens if your rideshare app is between trips and you get into an accident?

- That “app on, no passenger” window is the trickiest part. - From what I’ve read (and heard from a couple drivers I know), if you get into an accid...

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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?

- Had the same issue with those tracking apps—mine flagged me for “aggressive acceleration” just getting onto the highway in a snowstorm. - Bundling...

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RE: How is ACV not just a fancy way to pay us less?

- I get where you’re coming from, but I’m not totally convinced ACV is always a ripoff. - Insurance companies do use market data, but yeah, sometime...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

- Totally get the urge to skip extras, especially when you’ve barely used them. - I do wonder, though—what if your “beater” backup wasn’t around? Rent...

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RE: Why can’t I use my points AND a coupon at checkout?

- I get where you're coming from, but I don’t know if mixing up coupon and points policies is the same as trusting them with actual car repairs. - P...

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RE: Finding decent car insurance in Delaware without losing your mind

Totally get where you’re coming from—it’s like you need a law degree just to read your own policy. I’ve had similar surprises, like thinking “comprehe...

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RE: Finding decent car insurance in Delaware without losing your mind

- Tried a local carrier once—rates were decent, but their claims process was a nightmare. Ended up back with a national company just for the peace of ...

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RE: is accident forgiveness really worth it in Ohio?

Yeah, those deer are out for blood. I swear they wait until you’re finally paying attention to the road, then—bam—there they are. Here’s how I look a...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

Totally get where you’re coming from. I used to think med pay was just doubling up, but after seeing a friend get hit with a $2k ER bill before insura...

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RE: Which is better for SR-22 in ND: local agents or online companies?

- Had the same experience—SR-22 sounded like a spaceship to me at first. - Local agent actually drew a diagram on a sticky note for me... way less i...

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RE: is accident forgiveness really worth it in Ohio?

- Can’t argue with your logic, especially when you’ve got a new driver in the house. My cousin’s daughter did something similar—scraped the neighbor’s...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? - I’m right there with you on the paranoia—one bad experience with a “too good to be true” quote an...

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RE: Little-known trick with Progressive’s roadside help

Title: Little-known trick with Progressive’s roadside help - Had a similar worry last winter. My car battery kept dying (old minivan, classic), and...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Yeah, those apps can be tricky. I tried one briefly and felt like it dinged me every time I braked normally at a yellow light...made me paranoid inste...

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RE: bumped someone's car lightly, no visible damage—should I report?

Good call snapping that pic—little things like that can really simplify things later. I've always wondered though, if there's no visible damage, does ...

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