Exactly. It's purely numbers-driven. I've seen cases where a minor fender-bender on a luxury car ended up costing thousands due to specialized parts a...

Had a similar thing happen recently. A buddy of mine served in the Army and was pretty convinced the military rate he got quoted was unbeatable. He me...

Good points about shopping around—sometimes that's the best route, especially after something like a DUI. I've seen clients manage to find decent rate...

Good point—wildlife collisions are almost always comprehensive, not collision. Another sneaky one is flood damage. A buddy of mine found out the hard ...

Bundling definitely helps, but careful with the driving apps... I've seen cases where folks' rates actually went up after using them. If your driving ...