joshuablogger
joshuablogger
@joshuablogger
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Topics: 1 / Replies: 11
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RE: Classic car insurance and the annual mileage cap—worth it?

Title: Classic car insurance and the annual mileage cap—worth it? I’ve actually had a close call with this. A few years back, I was with Hagerty and ...

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RE: Do you really need extra insurance for a rental in Montana?

Honestly, I’ve seen those “off-road” exclusions trip people up more than once. It’s wild what rental companies will call off-road—sometimes just a dir...

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RE: Bundling insurance with USAA: worth it or just hype?

Bundling’s always sounded good on paper, but I’ve actually run into situations where it cost me more, especially with my classic cars. Some companies ...

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RE: Why can’t I use my points AND a coupon at checkout?

Ever notice how it’s always the “loyalty” programs that end up making you feel like a chump? I get the whole margin thing, but if you’re gonna dangle ...

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RE: Confused about Illinois car insurance rules—anyone else?

I get where you’re coming from, but I wouldn’t be so quick to brush off those “loss of use” fees. Maybe you’ve had good luck, but I’ve seen a buddy ge...

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RE: is accident forgiveness really worth it in Ohio?

I get where you’re coming from, but I’ve seen both sides. Had a buddy with a ‘72 Chevelle who got rear-ended—first accident in decades—and his rates s...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Honestly, I get the frustration, but are we sure it’s just the “paradise tax” and not the age of the car too? My buddy’s classic Camaro got hit with a...

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RE: Are those price-checker sites actually reliable?

Honestly, I get the appeal, but I’ve been burned by those price-checker sites more than once. Maybe for newer cars, but with anything older or a bit ...

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RE: bumped someone's car lightly, no visible damage—should I report?

Did you actually exchange info with the other driver, or just leave it at a quick look-over? If there's genuinely no visible damage, reporting can som...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Fair point, but isn't it reasonable to expect agents to at least know the basics of how PIP kicks in after an accident? I mean, if they're selling us ...

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RE: lent my car to a friend, insurance got messy real quick

Had a similar thing happen years ago with my classic Mustang—buddy borrowed it for a few weekends, and the insurance threw a fit. Ended up with a prem...

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