That’s been my experience too—insurance companies love their documentation, but I’ve never seen them reward you for being organized. It’s all about CY...

Yeah, good catch on that mileage clause. A lot of folks overlook those details and then wonder why their premiums jump unexpectedly. It's always worth...

Yeah, AAA's definitely slipped a bit. I used to swear by them for peace of mind, but lately their response times have been iffy. Local services seem h...

Totally get your hesitation—windshield cracks seem to have this sixth sense for when you've just changed coverage. But honestly, if you're commuting f...

I've actually looked into this quite a bit, and while it's true that some insurers do factor nighttime driving into their risk assessments, it's not a...

Yeah, I get your point, but I've actually had a different experience. I'm pretty cautious myself, commute every day on I-71, and hadn't had an acciden...

You're right to a point, but I'd be careful assuming your credit card or regular insurance always covers rentals. I've looked into this pretty thoroug...

Temporary coverage can seem reassuring, but honestly, it might not always be worth the hassle. I borrowed my friend's Audi once and looked into it—tur...