Couldn’t agree more with this. I drive a pretty standard commuter car, but even then, I’ve had adjusters who seemed totally clueless about basic stuff...

That “luxury vehicle handling fee” is wild—makes you wonder if they just throw darts at a board labeled with random charges. I’ve had similar nonsense...

That’s the dilemma, right? I get frustrated paying for coverage I might never use, but then you hear stories like yours and it feels reckless not to. ...

I get where you’re coming from—having a higher deductible does make sense if you’ve got a solid emergency fund and a good driving record. I drive a to...

That’s been my experience too—insurance companies love their documentation, but I’ve never seen them reward you for being organized. It’s all about CY...

Yeah, good catch on that mileage clause. A lot of folks overlook those details and then wonder why their premiums jump unexpectedly. It's always worth...

Yeah, AAA's definitely slipped a bit. I used to swear by them for peace of mind, but lately their response times have been iffy. Local services seem h...

Totally get your hesitation—windshield cracks seem to have this sixth sense for when you've just changed coverage. But honestly, if you're commuting f...

I've actually looked into this quite a bit, and while it's true that some insurers do factor nighttime driving into their risk assessments, it's not a...

Yeah, I get your point, but I've actually had a different experience. I'm pretty cautious myself, commute every day on I-71, and hadn't had an acciden...

You're right to a point, but I'd be careful assuming your credit card or regular insurance always covers rentals. I've looked into this pretty thoroug...

Temporary coverage can seem reassuring, but honestly, it might not always be worth the hassle. I borrowed my friend's Audi once and looked into it—tur...