Car insurance discussions and local services.
josephsniper55
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Topics and replies this member has contributed.
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
That “gap” period is exactly why I never even considered using my old ‘89 Benz for rideshare. One fender bender and you’re out thousands, especially with classic parts. Has anyone actually had a claim denied during that ...
RE: What happens if you only carry the bare minimum car insurance in Florida?
I get where you’re coming from, but I think there’s a bit of overkill in how much people stress about this stuff sometimes. Not saying wage garnishment can’t happen - yeah, it’s a nightmare scenario - but it’s not like e...
RE: anyone else feel like AAA insurance isn't what it used to be?
I get where you’re coming from, especially after waiting two hours for a jump. That’s rough. I’ve had my share of long waits too, and it’s frustrating when you’re paying for peace of mind and end up just sitting there, w...
RE: When Does It Make Sense to Drop the “All-In” Coverage?
I hear you on the chaos factor - losing your only car with kids in the mix is a nightmare scenario. That’s exactly why I keep comp on my old truck, even though the math doesn’t really “work” on paper. It’s not just about...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
I get what you’re saying, but I actually think most people underestimate how much risk they’re taking by just going with the bare minimum. It’s true, the fine print is brutal, but that’s exactly why I always go over my ...
RE: anyone else feel like AAA insurance isn't what it used to be?
I hear you - had a similar runaround with AAA last year when my ‘68 Mustang got a door ding. Took weeks just to get an adjuster out, and the paperwork was a nightmare. You’d think paying extra would mean less hassle, but...
RE: Roadside help added to my insurance - totally worth it?
I get the appeal of just tacking roadside onto your insurance, but I’ve always been a bit wary. In my experience, insurance-based roadside is hit or miss - sometimes you’re waiting a while, and they usually contract out ...
RE: Struggling to find affordable car insurance after a few tickets - any tips?
I get where you’re coming from with the bundling and the tracking apps, but I have to say, I’m not convinced those programs are always worth it - especially if you drive anything a little out of the ordinary. The trackin...
RE: stuck between Geico and Progressive in NY, thoughts?
I've been through the Snapshot thing too, and honestly, it stressed me out more than it saved me cash. Geico's been decent, but if you're driving something classic or valuable, double-check their agreed-value coverage......
RE: Finally figured out how car insurance works in no-fault states
Exactly this. Had a similar issue with my '68 Mustang after a minor fender bender. Looked fine after the bodywork, but the steering felt off - just didn't have that same smoothness. Turns out the frame had shifted slight...
RE: finally found an insurance company in CA that doesn't drive me nuts
Yeah, you make a solid point about specialty appraisals. Had a buddy with a '69 Camaro who went with a smaller insurer - great customer service, but when it came to sourcing original trim pieces after an accident, things...
RE: Quick Tips for When Your EV Leaves You Stranded
Totally agree with sticking to the scraper - sometimes old-school is just safer. I tried a windshield cover once, and while it worked okay, the wind nearly took it off overnight. Not worth risking scratches on my classic...
RE: finally found an insurance company in CA that doesn't drive me nuts
Glad you came out of that okay - those sudden wildlife encounters can really shake you up. Honestly, I've looked into those deer whistles myself, and from what I've read, the jury's still out. Some swear by them, others ...
RE: finally found an insurance company in CA that doesn't drive me nuts
Deer signs are kind of a mixed bag, honestly. You're right, most people barely notice them anymore because they're everywhere. But I think their real value kicks in when you're driving somewhere unfamiliar or rural - lik...
RE: need some solid car insurance recs for Nebraska drivers
Totally agree on Hagerty being solid for classics, but they're not always the best fit if your classic is also your daily driver (ask me how I know...). I've had good luck with State Farm here in Nebraska - they're not f...