Good advice there. I've found that smaller insurers can sometimes offer better rates, but yeah, the claims process can be a bit of a gamble. Had a min...

Yeah, luxury cars are no joke when it comes to repairs. I tend to keep my deductible pretty low too—peace of mind is worth the slightly higher premium...

Couldn't agree more. I used to lean toward higher deductibles too, thinking I'd save money in the long run. But after a close call on an icy road last...

I've dealt with smaller insurers before, and while they're definitely easier to get hold of, claims handling can be hit or miss. Friendliness on the p...