Car insurance discussions and local services.
jonbrewer
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Topics and replies this member has contributed.
RE: Car insurance in Wyoming: who actually treats you right?
Honestly, I feel like driving my old Subaru is some kind of insurance red flag - like they’re waiting for it to explode. My “vintage” is just well-loved, thank you very much. I’ve switched companies twice now. It’s a pai...
RE: Saving cash just for driving less? Didn’t think it was real
Honestly, I was super skeptical at first too - felt like my car was being watched by the FBI or something. But after a month, I barely notice it. The glitch thing happened to me once and I panicked, but support fixed it ...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
Honestly, I had State Farm last year when my garage roof caved in (thanks, Missouri weather). They were quick with the payout, but I did have to send like 47 photos and call twice to clarify some numbers. No cookies, but...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
I’ve had AAA show up for my ‘68 Mustang a couple times, and honestly, it’s like spinning a wheel. One time, the guy actually knew what a carburetor was and didn’t try to plug in a scanner - he even complimented my “old s...
RE: Why does picking a deductible feel like a weird gamble?
Picking a deductible really does feel like betting on yourself, doesn’t it? I used to joke that my deductible was my “please don’t hit me” fund. One pothole later and I was eating ramen for a month. Honestly, there’s no ...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
I’m right there with you on the “belt and suspenders” approach. I’ve had my phone die at the worst possible moment - once, it was mid-rainstorm, and of course, that’s when I got pulled over for a busted taillight. Dug th...
RE: Finding decent car insurance in Delaware without losing your mind
Seriously, I’ve learned the hard way that loyalty just means “we hope you don’t notice your bill creeping up.” My trick: set a reminder in my phone every renewal period, then do the awkward dance of calling around for qu...
RE: Finding decent car insurance in Delaware without losing your mind
Full glass coverage is the biggest insurance myth I’ve run into since moving here. You’d think it means “we’ll fix your windshield, no questions asked,” but nah - there’s always some loophole. Last time I had a chip, my ...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
Yeah, those “harsh braking” alerts are a joke sometimes. I swear, if I so much as sneeze near the brake pedal, the system thinks I’m reenacting Fast & Furious. Here’s my unofficial guide: 1) Pretend potholes don’t ex...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
I get where you’re coming from, but I’ll play devil’s advocate for a sec. My commute is basically a second job, and I’ve done the math on my old Corolla - comprehensive would cost me more than the car’s worth in just a c...
RE: What happens if your rideshare app is between trips and you get into an accident?
Man, insurance policies are like IKEA instructions - except you can’t even build a bookshelf at the end. I’ve heard stories where people got denied just for being “available” on the app, but I’m not sure if it’s urban le...
RE: Are those price-checker sites actually reliable?
Honestly, those price-checker sites are kinda like the weather app - sometimes accurate, sometimes you get caught in a downpour without an umbrella. My last car hunt went like this: Step 1, obsessively check those “fair ...
RE: Deductibles and premiums - what's the real deal?
Deductibles and premiums - what's the real deal? I swear, this is the story of my life. I used to be all about that low premium, high deductible game. Figured I’d just “drive safe” and pocket the savings. Fast forward t...
RE: stuck between Geico and Progressive in NY, thoughts?
Had an Audi A4 a few years back and can totally vouch for Geico's claims process. Hit a pothole (thanks, Brooklyn...) and bent the rim - Geico had it sorted surprisingly fast, no hassle or endless calls. Never tried Prog...
RE: insurance denied my claim - what would you do?
Digital portals are usually fine for routine stuff, but for anything claim-related, I'd stick with certified mail. Think of it like ordering fries - online's good enough, but sometimes you gotta go inside to make sure th...