Honestly, most folks are just crossing their fingers. Deductibles are a bit of a gamble, but you can tilt the odds a little by thinking about your sav...

I get where you’re coming from, but I’d push back a bit on the idea that accident forgiveness is just “handing over extra cash.” It’s true, you might ...

Honestly, I get the frustration with paperwork, but sometimes those extra docs really do help clear up disputes down the line. It’s not always about c...

Yeah, the whole “doesn’t look that bad” thing drives people nuts. Adjusters are trained to spot what’s real damage and what’s just cosmetic, but somet...

That’s actually pretty common. Accident forgiveness usually protects you from a major spike, but smaller increases can still happen—especially if your...

Good points here, especially about checking your recordings regularly. I've dealt with several cases where dashcam footage would've made a huge differ...