john_wood
john_wood
@john_wood
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Topics: 0 / Replies: 6
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RE: Shelter vs. State Farm for home insurance in Missouri—any strong opinions?

You nailed it about the documentation—having a paper trail makes a huge difference, especially with older roofs. I’ve noticed that too: even when an a...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

That’s a pretty dramatic drop just from moving a car a few miles out. I’ve always wondered how much of that is crime rates versus just population dens...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I can’t count how many times I’ve had to dig through policy language just to figure out what’s actually covered. It’s wild how “comprehensive” can mea...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Totally get where you’re coming from—sometimes “discount stacking” feels more like a game of Jenga than actual savings. I’ve tried chasing every possi...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

That’s spot on—“full coverage” really just means whatever your policy says, not literally everything. I actually had a claim a few years back when a n...

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RE: USAA vs State Farm: which claims process is less of a headache?

That’s a good point about aftermarket parts—honestly, I’ve always wondered how much that really impacts long-term value, especially if you’re planning...

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