jmiller67
@jmiller67
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Topics: 1 / Replies: 16
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RE: Why does insurance cost more in Houston than Austin or Dallas?

That’s a good point—people forget how much those “hidden” costs add up. When my SUV was in the shop for hail damage, the rental alone was almost as mu...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

I get where you’re coming from, but honestly, I wouldn’t just trust GEICO to cover every single fee. Loss of use is real—my cousin got hit with it aft...

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RE: How do they actually decide when a car is “totaled”?

It’s honestly kind of scary how fast the costs pile up. Like you said, That’s exactly what happened with our old minivan. Barely a fender bender, but...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

It’s wild how much the location stuff matters, even when it doesn’t make sense. Same here—my rates jumped after we moved a few blocks closer to a cre...

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RE: Why California’s minimum car insurance might not be enough

Honestly, I get the urge to save money, but after seeing my neighbor get sued over a minor accident, I just can’t risk it. One ER visit and you’re in ...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

That drives me nuts too. I had a rock crack my windshield last year and figured it’d be a quick fix, but nope—my “comprehensive” only paid for repairs...

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RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

I get where you’re coming from, but I honestly worry more about theft than a scratch or two. Maybe it’s just because I’ve got kids and a daily driver,...

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RE: is accident forgiveness really worth it in Ohio?

I get where you’re coming from, but I actually think accident forgiveness can be worth it—if you’re the type who’s super cautious and rarely files cla...

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RE: stuck between Geico and Progressive in NY, thoughts?

That’s a huge point. I’ve heard stories where folks thought they were covered, but then got stuck with aftermarket parts that didn’t fit right or wore...

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RE: Quick Tips for When Your EV Leaves You Stranded

Yeah, same here. I've looked into them, but for now I just keep a list of backup charging spots along my usual routes. Saved me more than once when my...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, digital cards are convenient until they're suddenly not. Honestly, I'd never rely solely on my phone for something as crucial as insurance proof...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I'm with you on this—AAA isn't perfect, but when you're stuck roadside with kids in the car, reliability is everything. I looked into Better World Clu...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

I totally get that Mustang struggle. Had an old station wagon myself and summers in Kansas were brutal for it—always worrying about overheating or tir...

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RE: keeping your vintage ride running smooth on long trips

I've done something similar with silicone sealant on my family wagon's loose door trim. Agree that prep is key—clean surfaces are a must—but I'd also ...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

I've found the same thing—loyalty hardly ever pays off with insurance. Last year, after sticking with one company for almost five years, I finally sho...

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