Dashcams are def worth it, even if they don't directly cut your insurance bill. I mean, I wish they did—my premiums are already through the roof (than...

Totally agree about dashcams being worth it, even without discounts. I've had a few close calls myself (yeah, I'm not exactly the luckiest driver out ...

I totally get your hesitation about relying solely on digital proof. I actually looked this up a couple months ago after a close call (got pulled over...

Honestly, telematics isn't always that harsh. I've had it for a while now, and even though I'm not exactly the smoothest driver (gotta admit, sometime...

I've always stuck with the bare minimum coverage myself—mostly because my driving record isn't exactly spotless, and premiums can get pretty steep. Bu...