Yeah, I’ve noticed that “senior” bump too. Last year my rate jumped for no clear reason, and when I called, they gave me a vague answer about “risk fa...

Had a friend who hit a pronghorn last year—insurance tried to say it was “avoidable” because he wasn’t on a main road. Took weeks of back and forth. I...

That’s actually happened to me—sent in all the paperwork for my daughter’s good student discount, thought we were set, and then got a notice about a m...

Yeah, insurance companies can be weirdly picky about stuff like that. A while back, I mentioned to mine that I sometimes drove my kids' soccer team to...

I had a similar experience last summer, but weirdly enough, it was with AAA itself. We'd been with them forever, mostly because my parents always swor...

Had a slightly different experience myself. I tried one of those apps for a while, and it seemed to penalize me pretty harshly for city driving—lots o...

Totally get where you're coming from on the emergency savings angle. A few years back, I opted for a higher deductible because the monthly payments lo...

I had a similar experience when I moved from Jackson out to a smaller town near Tupelo. Same car, same driving record, but my premium dropped noticeab...

I had a similar experience with one of those trackers. At first, it seemed like a no-brainer since my driving is mostly school runs and grocery trips ...

I get the hesitation about smaller insurers. My brother-in-law switched to a local company last year because they offered a better rate for his SUV. E...