That’s a solid approach—just cutting through the noise. I’ve found it’s easy to get upsold on stuff you’ll never need, especially when you’re renewing...

- I’ve noticed this too. The tech in newer cars definitely seems to “cover” for the driver, which is great for safety, but it skews those app scores. ...

- 100% agree, the “perks” are just window dressing if the basics aren’t covered. - I drive a lot for work, and honestly, I’d trade a year’s worth of f...

You nailed it with that. Every time I renew, I end up reading through the fine print and still feel like I’m missing something. For me, commuting dail...

- 100% agree on keeping paper copies in the glovebox. Digital is great until it isn’t—dead battery, app glitch, or just spotty service can leave you s...

- Had a similar situation with my old Civic. - Kept every maintenance record, even had receipts for new brakes and a battery from just a few months ...

Honestly, I’ve run the numbers on this more times than I want to admit. For me, it’s a mix of math and gut feeling: - Figure out the premium differen...

I get wanting more nuance, but honestly, as someone who circles for parking every day, I kind of see why the city keeps it simple. Here’s how I look a...