Yeah, collision coverage is definitely helpful, especially if you're like me and have a talent for finding potholes and curbs... PIP's good for medica...

I totally get the logic behind setting aside a rainy-day fund instead of bumping premiums, but speaking as someone who's had their fair share of "oops...

Definitely agree on the fuse box idea—it's a smart way to protect your electrical system without major headaches down the road. I've seen too many vin...

Totally agree about the cooling system—it's one of those things you don't really appreciate until you're stuck roadside with steam pouring out from un...

Great points, especially about cold weather—I had a similar experience last winter. Got caught in a surprise snowstorm and my battery range dropped wa...

I see your point about the financial logic, especially after a hefty tow bill. Personally, as someone who's unfortunately had more than my fair share ...