This is spot-on advice. From my experience, smaller local agencies often have fewer layers of bureaucracy, so they're usually clearer about what you'r...

Good points all around. From the insurer's perspective, here's why we're slow on tech discounts: - We need solid, long-term data before we trust new ...

Yikes, good call on sending that text. Just to add my two cents from the insurance side: - Even tiny bumps can escalate unexpectedly—seen it happen m...

Had a similar situation last year—someone backed into my leased SUV in a parking lot and left a nasty dent. My first instinct was to file a claim, but...