That analogy hits home. I’ve actually compared bundled vs. separate policies, especially since my driving record isn’t spotless. Sometimes the “loyalt...

Bundling really does seem to be one of the few consistent ways to see a real discount, especially up here. I get your hesitation with usage-based insu...

That’s pretty much it. Most retailers have strict policies on stacking discounts, not because their systems can’t handle it, but because they’re tryin...

I hear you—set-and-forget doesn’t really work for me either, especially after a couple of close calls. I upped my deductible last year thinking it’d s...

It's wild how the term “full coverage” gets tossed around like it’s some magic shield. I learned that lesson the hard way—after a minor accident, my r...

I get where you’re coming from—those “decent” quotes can be tempting, especially if you’re in a rush or just tired of the whole process. I’ve learned ...

Had a similar close call myself. A few years back, I considered dropping comp on my older sedan to cut costs—being high-risk already made premiums ste...

I've had a similar experience with AAA lately. After a speeding ticket and a minor accident about two years back, my premiums jumped significantly. I ...

I've noticed the same trend with AAA lately—it's definitely not just you. Regional providers can be great, but you're spot-on about coverage gaps. If ...

I've had my fair share of tickets (unfortunately), and honestly, insurers seem to care more about frequency than geography. One out-of-state ticket ba...

That's solid advice. When I got hit with a DUI a few years back, my insurer didn't offer forgiveness, but they did mention a safe-driving course. Comp...

Totally agree with you there. Social media is more about perception than reality. Like you said: Lenders should stick to proven financial behaviors...