- 100% agree, it’s wild how loyalty just doesn’t seem to matter with insurance anymore. I’ve watched my dad stick with the same company for decades, t...

Totally get what you mean about the “within 60 minutes” thing being more of a suggestion than a guarantee, especially out in the sticks. I’ve had a co...

- Been there with those telematics apps—feels like they're grading a test you didn't sign up for. - Had my score dinged for “hard braking” when some...

- Honestly, I’ve had insurance drag their feet both with and without a police report. Sometimes it feels like they just want *any* excuse to slow thin...

- Yeah, that’s been my experience too. Most of those sites just ask for the basics—age, zip code, car model, maybe if you’ve had any tickets or accide...

Yeah, I'm kinda in the same boat. I've done a ton of road trips and had my share of close calls... smaller insurers can be hit or miss. Had a buddy wh...