Good points, but honestly, calling your insurer anonymously isn't always reliable. I tried that once and got a totally different quote when I actually...

Good call on checking manufacturer assistance—often overlooked. A lot of warranties bundle it in for free, and response times can be quicker since the...

Good points all around. A few things I've learned from commuting daily: - Comprehensive coverage is mostly about theft, vandalism, weather damage, et...

Tried my insurance's bundled roadside assistance last winter—response times were decent (around 30-40 mins), but coverage was pretty limited. Anyone k...

Totally agree with your point—accident forgiveness helps short-term, but insurers definitely still notice the accident later. A couple things I'd add ...

Had a similar run-in myself. Couple things that helped me out: - Request the denial reason in writing—makes them clarify their stance officially. - C...

Totally agree with this. Receipts are helpful, but insurers usually wanna see proof of actual condition and installation. Learned this the hard way af...