Totally get your caution—I always assume there's a catch hiding somewhere. Tried one of those mileage-tracking apps myself, and honestly, it wasn't as...

Yep, noticed this too. When I last renewed my policy, accident forgiveness was pitched like some amazing perk—but after crunching the numbers, it felt...

Yeah, that's the frustrating part right there. Insurance companies lumping everything together makes it feel like careful drivers are getting penalize...

Yeah, I'm pretty skeptical about telematics too. On paper it sounds great—drive safe, save money—but there's just too many variables. Like you said, s...

Interesting take. I've always been skeptical about sheepskin—figured it was more style than substance. But after reading this, maybe I'll give it a sh...

I don't know, sounds like your buddy got lucky. When my neighbor tried pointing out a cracked sidewalk near his storage spot, the city just shrugged i...

Not sure about that sixth sense part... been commuting here for almost a decade and still had a close call last month. Some moose just seem ninja-trai...

I've been using one of those apps for a couple months now. Honestly, it's not as picky as I expected. It does ding me occasionally for braking too har...

Went through something similar a few years back—not DUI, but a reckless driving ticket. My rates shot up overnight, felt like robbery honestly. Took a...