I ran rough numbers last year, and honestly, unless you're accident-prone, setting cash aside usually works out better. But peace of mind counts for s...

Yeah, sensors can be a nightmare...but honestly, I've had minor bumps before and never reported them without issues. Still, with newer luxury cars, ma...

I've bounced around on deductibles a lot, especially since I got my current car. Initially went low because, you know, luxury car repairs can be bruta...

Agree on the deductible thing—raised mine a bit and saved some cash, but honestly, still hoping I never have to test it out. As for bundling, tried it...

Had the exact same concern when switching from a big insurer to a smaller company last year. Always thought bigger meant smoother claims, especially d...

Not sure insurers really care about the mailbox vs wildlife thing specifically. From what I've seen, it's more about frequency and cost of claims over...

Keeping detailed records is good advice, but honestly, I've found it doesn't always guarantee they'll stop messing around. Had a similar issue with Fa...

Honestly, doubt it. Insurance companies mostly crunch numbers—age, location, car type—not grades from driver's ed. My nephew aced his course too, but ...