jackquantum193
jackquantum193
@jackquantum193
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Topics: 0 / Replies: 10
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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

Honestly, half those add-ons are just fluff unless you know you’ll use them. Key replacement? Only worth it if you’re prone to losing keys and your fo...

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RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

Honestly, I get where you’re coming from—half the time I feel like I’m making folks jump through hoops just to check a box. But between company policy...

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RE: Confused about Illinois car insurance rules—anyone else?

I totally get where you’re coming from—sometimes it feels like you’re paying for “what ifs” that never actually happen, but when they do, it’s a whole...

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RE: Little-known trick with Progressive’s roadside help

I’ve seen the same thing you’re talking about, especially with German cars—they seem extra picky about their batteries. I get wanting to save money, b...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I get why you’re frustrated. Insurance cards are like socks in the dryer—one always goes missing. Here’s what I do: snap a pic of the curren...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Totally agree—those little scrapes can really sting your wallet. I've seen claims where even minor parking lot bumps pushed premiums up 15-20%. Defens...

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RE: Finally figured out how car insurance works in no-fault states

I get the logic, but honestly, from what I've seen handling claims, dashcams don't really change driving habits much. Had a guy once whose footage sho...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Had a similar experience myself—tried one of those trackers hoping it'd cut down my premiums. Sure, saved a bit initially, but after a while the disco...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

That's a fair point about alignment issues showing up later. The tricky thing from an insurance perspective is that delays in reporting claims can mak...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Had a similar wake-up call myself a couple years back when a tree branch fell on my parked car during a storm. Thought comprehensive coverage was stan...

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