Totally agree—those little scrapes can really sting your wallet. I've seen claims where even minor parking lot bumps pushed premiums up 15-20%. Defens...

I get the logic, but honestly, from what I've seen handling claims, dashcams don't really change driving habits much. Had a guy once whose footage sho...

Had a similar experience myself—tried one of those trackers hoping it'd cut down my premiums. Sure, saved a bit initially, but after a while the disco...

That's a fair point about alignment issues showing up later. The tricky thing from an insurance perspective is that delays in reporting claims can mak...

Had a similar wake-up call myself a couple years back when a tree branch fell on my parked car during a storm. Thought comprehensive coverage was stan...