Car insurance discussions and local services.
jackcalligrapher
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Topics and replies this member has contributed.
RE: How picking a “boring” car turned into a wallet win
I totally get the appeal. I mean, my daily driver is a German badge - nice to look at, sure, but the insurance bill stings every renewal and I swear it gets more jumpy about “genuine parts” every year. I can’t count how ...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I get the logic behind skipping uninsured motorist - honestly, I wrestled with that myself for a while. I drive a pretty high-end car, and when I first bought it, my instinct was to cut anything that felt “extra.” But th...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
That’s pretty much been my experience, too. I’ve owned a couple of higher-end cars over the years, and you’d think that would make agents pay more attention, but honestly, it’s hit or miss. Had one guy who barely asked w...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I get where you’re coming from, but I’ve had mixed results with the big names. My last claim with a national carrier (won’t name names, but you’d recognize the jingle) was a headache - lots of hold music, bounced between...
RE: Classic car insurance and the annual mileage cap - worth it?
Totally get where you’re coming from. I used to be super stingy about the mileage cap - figured I’d never hit it since my old Jag mostly sits under a cover except for sunny weekends. One year, though, I got invited to a ...
RE: Insurance paid way less than what it cost me to replace my roof
Had a similar run-in after a fender bender with my coupe last year. Paid extra for “premium” coverage, but when it came time for a claim, suddenly depreciation kicked in and they wouldn’t cover OEM parts. Felt like I was...
RE: anyone else feel like AAA insurance isn't what it used to be?
That five-mile thing tripped me up too. I had a flat on the highway last year, and my car’s not exactly something you want just anyone towing. Called AAA, thinking I was covered, but nope - my usual shop was about 12 mil...
RE: How do they actually decide when a car is “totaled”?
Had a similar thing happen with my old S-Class. Minor scrape, but the headlight assembly was some rare Euro spec - insurer said it’d cost more than the car’s “value.” I get their math, but it stings. Has anyone ever actu...