I get where you’re coming from, but I don’t think the minimum is always as useless as people make it out to be. Here’s how I see it: - If you’re driv...

Yeah, same here—one not-at-fault accident and my “cheap” plan suddenly didn’t feel so smart. Here’s what I’ve noticed: - Higher premiums really sting...

Title: Insurance renewal hikes caught me off guard - Totally get where you're coming from. Just got my own renewal and the rate increase was way more...

Good points overall, but speaking from the perspective of someone who's had more claims than I'd care to admit (let's just say AAA probably has my num...

My renewal was brutal too—up almost 25%. I get I'm a higher-risk driver (couple speeding tickets, unfortunately), but even factoring that in, the jump...

- Good points on classics, but as someone who's had a few too many "incidents" (oops), I found agreed-value policies can be tricky to qualify for. Reg...

I've tried negotiating directly a couple times, and honestly, it didn't really pan out for me. A few things I noticed: - Insurers seem less willing to...