Car insurance discussions and local services.
inventor13
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RE: How did you feel after your first accident and dealing with insurance?
Totally get where you’re coming from. After my first fender bender, I learned the hard way that “full coverage” is just a marketing term. Had to fight tooth and nail just to get a decent repair. It’s exhausting, but you’...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I get the appeal of digital receipts, but I’ve had one insurer (won’t name names) give me grief over a PDF that was “too dark.” Ended up having to mail the original anyway. Sometimes old-school paper just saves the heada...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Getting Lost in the Maze of Uber and Lyft Insurance Rules Yeah, it’s wild how your regular insurance just bails the second you mention rideshare. I remember calling mine and the rep literally paused and said, “Oh, you d...
RE: Why did my GEICO premium jump so much this year?
Honestly, I get being frustrated, but I don’t think it’s just about one ticket or a tiny mistake. I had a clean record for years, then got rear-ended (not my fault), and my premium still jumped. Sometimes it feels like t...
RE: anyone else feel like AAA insurance isn't what it used to be?
I hear you on the fine print - last year I spent way too long trying to figure out if my AAA Plus was actually worth it or if I was just paying for the sticker on my windshield. Ended up calling their customer service af...
RE: What happens if your rideshare app is between trips and you get into an accident?
Been there, done that, and let me tell you, it’s a mess. I had a fender bender last year while I was just chilling in a gas station lot, app on, waiting for a ping. My insurance agent basically laughed and said, “Nope, y...
RE: Do you really need extra insurance for a rental in Montana?
Yeah, those exclusions are wild. I learned the hard way in Kalispell - thought my regular car insurance would cover everything, but nope, “off-pavement” wasn’t included. One pothole on a dirt road and suddenly I’m arguin...