InsuredMike93
InsuredMike93
@insuredmike93
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Topics: 0 / Replies: 10
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RE: Just saved a chunk of cash on car insurance after defensive driving course

Funny you mention that—had a client with a ‘72 Charger, and the telematics app kept flagging his “erratic braking.” Turns out, it was just the way tho...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Honestly, I’d be careful with the “switch every year” strategy. Some insurers actually track how often you jump around, and it can flag you as a highe...

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RE: stuck between Geico and Progressive in NY, thoughts?

Totally agree on the OEM parts issue—seen way too many headaches from aftermarket parts myself. But have you thought about how each company handles gl...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Bundling can definitely help, but it's rarely a huge game changer on its own. Usually, it's just enough to make you feel like you're getting a decent ...

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RE: little-known ways to snag cheaper insurance in Alaska

Good tip about the defensive driving course—I always recommend that to clients, especially younger drivers or anyone with a recent ticket. Curious tho...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

I get what you're saying about luxury cars and sensitive brakes—my BMW is the same way, and it took me ages to adjust. But I wonder if the app being "...

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RE: lower premiums vs higher coverage—what's your sweet spot?

Nah, you're definitely not alone there. I've seen plenty of claims spike during winter months—icy roads are no joke. Even if you're just doing short t...

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RE: Leased Car Got Vandalized—Insurance Claim or Pay Out of Pocket?

That's a really good point. A lot of people overlook how filing even a small claim can trigger premium increases down the road. Has your brother check...

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RE: pip deductibles got me thinking... worth tweaking coverage?

Keeping deductibles low can definitely ease stress when accidents happen, but have you considered how often you actually make claims? Sometimes slight...

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RE: pip deductibles got me thinking... worth tweaking coverage?

Interesting you mention that. Did you happen to check how much your coverage limits factored into that premium shift too? Sometimes tweaking the deduc...

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