Had a client once who went the salvage route for a suspension part—looked mint, seemed solid, but when he got rear-ended a few months later, insurance...

My sister had Farm Bureau and got into a minor scrape last year—nothing major, just backed into a mailbox (classic move, right?). Anyway, she said the...

I've noticed the same thing with inspections—feels more like a formality than anything else. A couple years back, I handled a claim where the owner ha...

Had something similar happen to a friend of mine. She moved literally two blocks over—same neighborhood, same driving habits—and suddenly her premiums...

Honestly, that's probably why it went so smoothly. I've noticed folks who document things clearly and jump on it quick tend to have fewer headaches. W...

Interesting points made here, especially about the deductible barely affecting premiums. I've handled a fair share of claims over the years, and hones...