I don't have personal experience (thankfully!), but my cousin dealt with this exact thing in Boise last year. He was with one of the bigger insurers, ...

Couldn't agree more. I recently learned this the hard way—my old Beetle decided to randomly stall out on a weekend drive. Turned out to be a loose con...

Agree on the chaos part, but parking further away isn't always safer. Last week I parked way out to avoid the madness, and someone still managed to di...

Exactly. I almost went for a specialty policy once—until I saw the fine print on mileage limits. Decided my old Corolla and standard insurance were go...

Yeah, same here. Honestly, I thought defensive driving was just common sense stuff until I took the class myself. The braking distance examples really...

Good point about checking on roadside assistance. I looked into this recently, and State Farm does let you drop it to save a bit—Farm Bureau seems to ...

Good catch on the car show thing, hadn't thought of that. I noticed something similar about track days—even casual ones can void coverage. Also spotte...

I usually skip it, but honestly, it depends on your situation. If you have expensive electronics or furniture, it might be worth considering. A friend...