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RE: Caught Between Rideshare and Insurance: Ever Checked Your Coverage?
An endorsement may address the logged-in, waiting-for-a-request period, but it doesn’t necessarily replace the app’s coverage in other phases. Check the policy wording and ask your insurer how liability and collision cov...
RE: When your deductible makes you second guess filing a claim
Had a client last year who got three estimates before even thinking about filing. Here’s what I’ve noticed in situations like this: - Getting quotes is totally normal - shops expect it, and insurance doesn’t mind unless...
RE: Finding decent car insurance deals on the islands - my step-by-step
Yeah, the odometer photo thing throws a lot of people off at first. Here’s the deal: - It’s mostly about risk - mileage is a big factor in claims, so they want to make sure you’re not clocking way more than you say. - I...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
- The frustration is real when you see that extra line on your bill, especially if you moved from a state where it was optional. - But here's the thing: uninsured motorist coverage isn't about stopping people from breaki...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
I get where you’re coming from, but I’ve seen insurance roadside plans step up, too. Sometimes it’s just about who’s contracted in your area. The “rolling the dice” thing - - can go both ways. I’ve had AAA send out a lo...
RE: Do you really need extra insurance for a rental in Montana?
Extra Coverage in Montana? Here’s Why I Usually Take It - I’ve seen folks get burnt thinking their personal or credit card insurance would cover everything, but then they end up stuck with “loss of use” fees or admin ...