Car insurance discussions and local services.
hiker44
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Topics and replies this member has contributed.
RE: Do you really need extra insurance for a rental in Montana?
I get what you’re saying about the risk, especially with Montana’s roads. But do most rental companies actually make a big deal about minor dings or gravel chips? I’ve rented a few times and never had an issue, but maybe...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Bundling’s been my go-to for years - less hassle, and I like seeing one bill instead of three. Tried telematics once, but it made me drive like I was taking a test every day. Not for me. I do wonder if the driving record...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
Never made sense to me either - one fender bender and suddenly everyone’s paying more, even if it’s just the kid learning. We tried splitting policies once, thinking it’d help, but the separate teen policy was sky-high o...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Yeah, I get where you’re coming from. Trust is a weird thing - once it’s cracked, even over something small like gas money, it just hangs in the air. Legal stuff has a finish line, but social stuff can drag on way longer...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Title: Why I was surprised to learn Nebraska requires uninsured motorist coverage Yeah, actually did once - got sideswiped by a guy who just took off. Never found him. The coverage helped, but honestly, the minimums b...