hiker14
hiker14
@hiker14
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Topics: 0 / Replies: 13
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RE: Cutting my car insurance bill in half—didn’t think it was possible here

I keep going back and forth on this myself. My cousin upped her deductible to save money, then a deer ran out in front of her car a month later. She w...

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RE: Cutting my car insurance bill in half—didn’t think it was possible here

I’m actually in the middle of figuring this out for the first time, and honestly, it’s kind of a headache. My dad keeps telling me to just get the bar...

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RE: What happens if your rideshare app is between trips and you get into an accident?

That’s what makes me nervous. I’m new to all this and honestly thought the app would cover me no matter what, but reading stuff like this is making me...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, this is exactly why I’ve been dragging my feet on letting my roommate borrow my car. I asked my agent about “permissive use” and she just ki...

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RE: Why Is PIP Mandatory In Some States But Not Others?

Funny you mention Missouri—I just bought my first policy and thought I was set, but then my cousin started talking about PIP and how it’s not even a t...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

That’s actually hilarious—your “potato car” sketch probably did more to lighten the mood than any app could. I get what you mean about tech bailing at...

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RE: Are those price-checker sites actually reliable?

I actually tried calling an agent after getting a super lowball quote online, thinking maybe I’d get a straight answer. It was kind of a mixed bag. Th...

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RE: bumped someone's car lightly, no visible damage—should I report?

I’ve actually wondered about this too, especially since I just got my first insurance policy and I’m paranoid about everything now. One time, I left a...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I’ve always wondered if those car covers or blankets actually do anything, and your story pretty much confirms my suspicions. I mean, I get the urge t...

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RE: Finally figured out how car insurance works in no-fault states

I'm still kinda skeptical about the whole "approved shop" thing... I mean, I recently bought car insurance for the first time and had to pick a shop a...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, same here. I recently got pulled over near Sioux Falls (nothing major, just a busted taillight), and the officer was totally fine with me sh...

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RE: quick heads-up on Arkansas auto insurance basics

I've never really noticed a difference myself, but my brother swears by mixing regular and premium. Says it runs smoother somehow... honestly, I think...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Had something similar happen on my street. Guy down the block had an old Camaro parked out front for months, no issues at all. Then one day, bam—ticke...

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