Car insurance discussions and local services.
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RE: Do I really need extra insurance when renting a car in VA?
Here’s the deal: most people don’t actually need the rental company’s insurance if their own policy or credit card covers rentals, but you’ve gotta read the fine print. Loss of use and admin fees are where they get you. ...
RE: Why did my GEICO premium jump so much this year?
- Rate hikes with no clear reason? Welcome to the club. It’s not just you - insurers love to blame “market conditions” or “loss trends,” which is code for “stuff happened somewhere, so everyone pays.” - Tracking apps are...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
- Had a client get flagged for “hard acceleration” because he merged onto the highway. Same deal - no context, just a red mark. - These trackers are blunt instruments. They don’t care if you’re avoiding a squirrel or rac...
RE: Classic car insurance and the annual mileage cap - worth it?
Couldn’t agree more with the headache of mileage caps. Here’s what I see all the time: - Classic insurance is great if your car’s basically a garage queen. If you’re only rolling it out for shows or Sunday coffee, sure,...