That's definitely true—initial patience doesn't guarantee smooth sailing later on. One thing I've noticed with smaller insurers is that their online p...

This is spot-on. I've noticed some insurers quietly default to aftermarket parts unless you explicitly request OEM. Had a minor fender-bender once, an...

You're right to consider the OEM parts issue—it's often overlooked but can make a significant difference if you ever need repairs. I've been driving f...

I've had similar experiences with Snapshot—definitely seems less nitpicky. But I'm curious, has anyone noticed if these trackers actually improve your...

I've noticed insurers can get cautious when therapy sessions extend beyond their initial estimates. Did your provider give you trouble over specific t...

That's a good angle to consider, but one thing I'd point out is that stacking uninsured coverage and increasing liability limits or umbrella policies ...